Monday, April 23, 2007

2005 MSA/CSA over 1 million ranked

I have corrected the errors to the list. Changes were made to the following:

Buffalo (added Olean MSA)
Dallas (added Bonham MSA)
Greensboro (added Burlington MSA)
Indianapolis (added North Vernon MSA)
Salt Lake City (added Heber MSA)
Washington, DC (added Culpeper MSA)

Also, Added Greenville-Spartanburg CSA to list

Re-Ranked based on changes.


1. New York-Newark CSA 21,903,623
2. Los Angeles CSA 17,602,607
3. Chicago CSA 9,661,840
4. Washington-Baltimore CSA 8,125,658
5. San Francisco-San Jose CSA 7,168,176
6. Dallas-Fort Worth CSA 6,054,471
7. Philadelphia CSA 5,976,485
8. Boston CSA 5,804,816
9. Detroit CSA 5,428,000
10. Miami MSA 5,422,200
11. Houston CSA 5,380,661
12. Atlanta CSA 5,266,134
13. Phoenix MSA 3,865,077
14. Seattle CSA 3,806,453
15. Minneapolis-St Paul CSA 3,467,078
16. San Diego MSA 2,933,462
17. Cleveland CSA 2,931,774
18. St Louis CSA 2,840,179
19. Tampa St Petersburg MSA 2,647,658
20. Denver CSA 2,640,434
21. Pittsburgh CSA 2,478,883
22. Sacramento CSA 2,187,747
23. Charlotte CSA 2,120,745
24. Cincinnati CSA 2,113,011
25. Portland MSA 2,095,861
26. Kansas City CSA 2,015,282
27. Orlando CSA 1,997,437
28. Indianapolis CSA 1,958,453
29. Columbus CSA 1,936,351
30. San Antonio MSA 1,889,797
31. Las Vegas CSA 1,751,028
32. Milwaukee CSA 1,708,563
33. Virginia Beach-Norfolk MSA 1,647,346
34. Providence MSA 1,622,520
35. Salt Lake City CSA 1,586,740
36. Raleigh-Durham CSA 1,509,560
37. Nashville CSA 1,498,836
38. Greensboro--Winston-Salem CSA 1,490,886
39. Austin MSA 1,452,529
40. New Orleans CSA 1,363,990*
41. Louisville CSA 1,342,828
42. Grand Rapids CSA 1,315,319
43. Hartford CSA 1,304,067
44. Memphis MSA 1,260,905
45. Jacksonville MSA 1,248,371
46. Buffalo CSA 1,230,213
47. Oklahoma City CSA 1,225,084
48. Greenville-Spartanburg CSA 1,185,534
49. Richmond MSA 1,175,654
50. Birmingham CSA 1,170,012
51. Albany CSA 1,145,666
52. Rochester CSA 1,133,140
53. Dayton CSA 1,078,634
54. Fresno CSA 1,020,372

* Pre Hurricane Katrina>

Do you think the north will ever leave the US

I was watching TV and it was talking about the cultural and economic differences between states that vote Democrat and Republican, which got me thinking about will one day the states that vote Democrat, and the states that resemble them( Iowa, Ohio, and possiby Indiana) leave the Union. If they do what do you think will happen and where would the capital be, Chicago, NYC, LA, Washington DC, or some other city? And how would the south react to the norths succession?>

Create your own 5th WDW theme park

Magic Kingdom
Epcot
Disney-MGM Studios
Disney's Animal Kingdom

If you worked for the Disney Company had it was your job to come up with the theme for the fifth (and newest) Walt Disney World theme park:

• What would the park's name be?

• What would be its theming?

• What special rides, attractions, "lands", etc., would it have?>

"Catastrophic" hurricane headed toward New Orleans

URGENT - WEATHER MESSAGE
NATIONAL WEATHER SERVICE NEW ORLEANS LA
0611 PM CDT SUN AUG 28 2005

...DEVASTATING DAMAGE EXPECTED...

.HURRICANE KATRINA...A MOST POWERFUL HURRICANE WITH UNPRECEDENTED STRENGTH...RIVALING THE INTENSITY OF HURRICANE CAMILLE OF 1969.

MOST OF THE AREA WILL BE UNINHABITABLE FOR WEEKS...PERHAPS LONGER. AT LEAST ONE HALF OF WELL CONSTRUCTED HOMES WILL HAVE ROOF AND WALL FAILURE. ALL GABLED ROOFS WILL FAIL...LEAVING THOSE HOMES SEVERELY DAMAGED OR DESTROYED.

THE MAJORITY OF INDUSTRIAL BUILDINGS WILL BECOME NON FUNCTIONAL. PARTIAL TO COMPLETE WALL AND ROOF FAILURE IS EXPECTED. ALL WOOD FRAMED LOW RISING APARTMENT BUILDINGS WILL BE DESTROYED. CONCRETE BLOCK LOW RISE APARTMENTS WILL SUSTAIN MAJOR DAMAGE...INCLUDING SOME WALL AND ROOF FAILURE.

HIGH RISE OFFICE AND APARTMENT BUILDINGS WILL SWAY DANGEROUSLY...A FEW TO THE POINT OF TOTAL COLLAPSE. ALL WINDOWS WILL BLOW OUT.

AIRBORNE DEBRIS WILL BE WIDESPREAD...AND MAY INCLUDE HEAVY ITEMS SUCH AS HOUSEHOLD APPLIANCES AND EVEN LIGHT VEHICLES. SPORT UTILITY VEHICLES AND LIGHT TRUCKS WILL BE MOVED. THE BLOWN DEBRIS WILL CREATE ADDITIONAL DESTRUCTION. PERSONS...PETS...AND LIVESTOCK EXPOSED TO THE WINDS WILL FACE CERTAIN DEATH IF STRUCK.

POWER OUTAGES WILL LAST FOR WEEKS...AS MOST POWER POLES WILL BE DOWN AND TRANSFORMERS DESTROYED. WATER SHORTAGES WILL MAKE HUMAN SUFFERING INCREDIBLE BY MODERN STANDARDS.

THE VAST MAJORITY OF NATIVE TREES WILL BE SNAPPED OR UPROOTED. ONLY THE HEARTIEST WILL REMAIN STANDING...BUT BE TOTALLY DEFOLIATED. FEW CROPS WILL REMAIN. LIVESTOCK LEFT EXPOSED TO THE WINDS WILL BEKILLED.

AN INLAND HURRICANE WIND WARNING IS ISSUED WHEN SUSTAINED WINDS NEAR HURRICANE FORCE...OR FREQUENT GUSTS AT OR ABOVE HURRICANE FORCE...ARE CERTAIN WITHIN THE NEXT 12 TO 24 HOURS.

ONCE TROPICAL STORM AND HURRICANE FORCE WINDS ONSET...DO NOT VENTURE OUTSIDE!>

California Metro Area Home Prices stabilizing?

Per The California Association of Realtors.

Prices appear to have stablized in most Metros, for the most part, all the double digit price percentage gains for the year are being replaced by losses. Still, quite pricy-only now, not as much.

Statewide
Single Family Home(Mar 2006) $561,350
Condominium(Mar 2006) $431,560

Regions....................Average Home Price(Mar 2006)
San Jose............................$760,000
Santa Barbara County...........$750,000
Santa Cruz County...............$740,000
San Francisco-Oakland..........$729,360
Orange County.....................$717,320
Monterey Bay......................$710,860
Ventura County....................$678,850
Napa/ Sonoma Valleys...........$623,380
San Diego............................$607,370
San Luis Obispo....................$586,270
Los Angeles..........................$556,750
Far Northern California............$434,410
Riverside-San Bernardino.........$403,000
Sacramento..........................$376,010
Central Valley.......................$350,930
High Desert..........................$326,710>

Which city will ultimately fail and decline into oblivion?

Many US cities are making big comebacks, some are sort of teetering on the brink (but still holding it together), while a few are continuing to fall apart.

Which one of these major US cities do you think is most likely to just plain disintegrate (if any) ?>

Question about paying for college

How to go about paying for college?

I have about two and a half years left of college, and my situation is that i'm paying all of it by myself.

Now, since I have practically zero dollars to pay for my own college education, I filled out the FAFSA to see if i'd get any grants. I ended up not getting any grants whatsoever.

What they gave me were Federal PLUS Loans and a minimal amount with the Federal Unsubsidized Stafford loan (~$2625).

Since my mom is not taking part in my college finances whatsoever, the Federal PLUS loan is slashed from the equation. the Federal Unsubsidized is about 1/8th the amount of the estimated college expenses for the academic year, so I definitely need more.

Any thoughts? Anybody have experiences with private (DEFERRED) loans? I'm looking for ones that wouldn't give me rates that would screw me over for the next 15 years of my life. How much of an interest rate does a Federal Unsubsidized Stafford give?

I appreciate your help.>